:root{--laranja:#f26522;--laranja-claro:#fff0e8;--laranja-hover:#e05510;--cinza-bg:#f4f5f7;--cinza-card:#fff;--cinza-input:#f0f2f5;--cinza-borda:#e2e4e9;--cinza-texto:#1a1d23;--cinza-label:#6b7280;--cinza-muted:#9ca3af;--verde:#16a34a;--vermelho:#dc2626;--azul-info:#0284c7}*{margin:0;padding:0;box-sizing:border-box;-webkit-user-select:none;-moz-user-select:none;user-select:none;-webkit-touch-callout:none;-webkit-tap-highlight-color:transparent}input,textarea{-webkit-user-select:text!important;-moz-user-select:text!important;user-select:text!important;pointer-events:auto!important}#app,body,html{min-height:100vh}body{font-family:Arial,Helvetica,sans-serif;background:var(--cinza-bg);color:var(--cinza-texto)}.app{max-width:700px;margin:auto;padding:16px;padding-bottom:70px}.watermark{position:fixed;inset:0;justify-content:center;font-size:48px;font-weight:700;opacity:.04;pointer-events:none;transform:rotate(-25deg);color:var(--laranja)}.topbar,.watermark{display:flex;align-items:center}.topbar{justify-content:space-between;margin-bottom:16px;background:var(--cinza-card);padding:14px 18px;border-radius:16px;box-shadow:0 1px 4px rgba(0,0,0,.08);border-bottom:3px solid var(--laranja)}.topbar h1{font-size:22px;color:var(--laranja);font-weight:800}.topbar small{color:var(--cinza-muted);font-size:11px}.topbar-acoes{display:flex;align-items:center;gap:10px}.status{padding:6px 14px;border-radius:20px;font-size:11px;font-weight:700}.status.ativo{background:#dcfce7;color:#15803d;border:1px solid #86efac}.status.bloqueado{background:#fee2e2;color:var(--vermelho);border:1px solid #fca5a5}.btn-logout{background:#fff;border:1.5px solid var(--vermelho);color:var(--vermelho);padding:6px 12px;border-radius:10px;font-size:12px;font-weight:700;cursor:pointer;transition:all .2s}.btn-logout:hover{background:var(--vermelho);color:#fff}.btn-icone{background:var(--laranja-claro);border:1.5px solid var(--laranja);color:var(--laranja);width:36px;height:36px;border-radius:10px;font-size:16px;cursor:pointer;position:relative;display:flex;align-items:center;justify-content:center;transition:all .2s}.btn-icone:hover{background:var(--laranja);color:#fff}.badge-comunicado{position:absolute;top:-4px;right:-4px;background:var(--vermelho);color:#fff;font-size:10px;font-weight:700;border-radius:50%;width:16px;height:16px;display:flex;align-items:center;justify-content:center}.operator-card{background:var(--cinza-card);border-radius:16px;padding:16px;display:flex;gap:16px;margin-bottom:16px;border:1px solid var(--cinza-borda);box-shadow:0 1px 4px rgba(0,0,0,.06);border-left:4px solid var(--laranja)}.avatar{width:64px;height:64px;border-radius:50%;background:var(--laranja);display:flex;align-items:center;justify-content:center;font-size:24px;font-weight:700;color:#fff;flex-shrink:0}.operator-info h2{margin-bottom:6px;font-size:16px}.operator-info p{font-size:13px;margin-bottom:3px;color:var(--cinza-label)}.operator-info p strong{color:var(--cinza-texto)}.operator-session{color:var(--cinza-muted)!important;font-size:11px!important}.alerta-bloqueio{background:#fee2e2;border:1px solid #fca5a5;padding:16px;border-radius:12px;margin-bottom:16px;color:var(--vermelho)}.toast{position:fixed;bottom:70px;left:50%;transform:translateX(-50%);padding:12px 24px;border-radius:12px;font-size:14px;font-weight:700;z-index:9999;white-space:nowrap;animation:fadeInOut 3s ease forwards;box-shadow:0 4px 16px rgba(0,0,0,.15)}.toast.sucesso{background:var(--verde);color:#fff}.toast.erro{background:var(--vermelho);color:#fff}@keyframes fadeInOut{0%{opacity:0;transform:translateX(-50%) translateY(10px)}15%{opacity:1;transform:translateX(-50%) translateY(0)}80%{opacity:1}to{opacity:0}}.abas{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:16px}.aba{background:var(--cinza-card);border:1.5px solid var(--cinza-borda);color:var(--cinza-label);padding:12px 16px;border-radius:12px;font-size:14px;font-weight:600;cursor:pointer;transition:all .2s;display:flex;align-items:center;justify-content:center;gap:8px}.aba:hover{color:var(--laranja)}.aba.ativa,.aba:hover{border-color:var(--laranja)}.aba.ativa{background:var(--laranja);color:#fff}.aba-badge{background:hsla(0,0%,100%,.3);color:inherit;font-size:11px;font-weight:700;padding:2px 7px;border-radius:20px}.aba.ativa .aba-badge{background:hsla(0,0%,100%,.35)}.card{background:var(--cinza-card);border-radius:20px;padding:20px;box-shadow:0 1px 4px rgba(0,0,0,.06);border:1px solid var(--cinza-borda)}.card h2{margin-bottom:4px;font-size:17px;color:var(--laranja)}.cliente-chip{display:flex;align-items:center;gap:12px;background:var(--laranja-claro);border:1.5px solid var(--laranja);border-radius:14px;padding:12px 14px;margin-bottom:16px}.cliente-chip.chip-inativo{background:#f9fafb;border-color:var(--cinza-borda)}.cliente-chip.chip-limite{background:#fff7ed;border-color:#f97316}.chip-avatar{width:40px;height:40px;border-radius:50%;background:var(--laranja);color:#fff;font-size:16px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}.chip-info{flex:1}.chip-info strong{display:block;font-size:14px;color:var(--cinza-texto)}.chip-info small{display:block;font-size:12px;color:var(--cinza-muted);margin-top:2px}.chip-info .chip-aviso{color:#c2410c;font-weight:600}.chip-remover{background:#fee2e2;border:1.5px solid #fca5a5;color:var(--vermelho);width:32px;height:32px;border-radius:50%;font-size:14px;font-weight:700;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .2s}.chip-remover:hover{background:var(--vermelho);color:#fff;border-color:var(--vermelho)}.simulacao-livre-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}.simulacao-livre-header span{font-size:13px;color:var(--cinza-muted);font-weight:600;text-transform:uppercase;letter-spacing:.5px}.btn-limpar{background:none;border:1.5px solid var(--cinza-borda);color:var(--cinza-label);padding:6px 12px;border-radius:8px;font-size:12px;cursor:pointer;transition:all .2s}.btn-limpar:hover{border-color:var(--vermelho);color:var(--vermelho)}.simulacao-vazia{text-align:center;padding:32px 16px;color:var(--cinza-muted);font-size:14px}.simulacao-vazia p{margin-bottom:4px}.form-group{margin-bottom:16px}.form-group label{display:block;margin-bottom:8px;color:var(--cinza-label);font-size:13px;font-weight:600}.form-group input{width:100%;padding:14px;border:1.5px solid var(--cinza-borda);border-radius:12px;background:#fff;color:var(--cinza-texto);outline:none;font-size:20px;font-weight:700;transition:border-color .2s}.form-group input:focus{border-color:var(--laranja)}.input-bloqueado{opacity:.45;cursor:not-allowed}.parcelas-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:16px}.parcela-card{background:var(--cinza-input);border-radius:12px;padding:12px 8px;cursor:pointer;text-align:center;border:1.5px solid var(--cinza-borda);transition:all .2s}.parcela-card.selected,.parcela-card:hover{border-color:var(--laranja);background:var(--laranja-claro)}.parcela-card.selected{box-shadow:0 0 0 3px rgba(242,101,34,.15)}.parcela-qtd{font-size:16px;font-weight:700;color:var(--cinza-texto)}.parcela-valor{color:var(--laranja);font-size:13px;font-weight:700;margin:2px 0}.parcela-taxa{font-size:10px;color:var(--cinza-muted)}.result{background:var(--laranja-claro);border-radius:14px;padding:16px 18px;margin-bottom:16px;border:1.5px solid var(--laranja)}.result-parcela-destaque{display:flex;align-items:baseline;gap:8px;margin-bottom:6px}.result-parcela-destaque span{font-size:13px;color:var(--cinza-label)}.result-parcela-destaque strong{font-size:28px;font-weight:800;color:var(--laranja);line-height:1}.result-detalhe{font-size:12px;color:var(--cinza-muted);border-top:1px solid rgba(242,101,34,.2);padding-top:8px}.status-proposta{border-radius:12px;padding:12px 16px;display:flex;justify-content:space-between;margin-bottom:16px;background:var(--cinza-input);border:1.5px solid var(--cinza-borda);font-size:13px}.status-proposta span{color:var(--cinza-label)}.status-proposta strong{color:var(--cinza-texto)}.status-proposta.status-enviada-cliente{background:#eff6ff;border-color:#93c5fd}.status-proposta.status-enviada-cliente strong{color:var(--azul-info)}.status-proposta.status-aprovado{background:#f0fdf4;border-color:#86efac}.status-proposta.status-aprovado strong{color:var(--verde)}.status-proposta.status-recusado{background:#fef2f2;border-color:#fca5a5}.status-proposta.status-recusado strong{color:var(--vermelho)}.status-proposta.status-enviada-gerente{background:#f0fdf4;border-color:#4ade80}.status-proposta.status-enviada-gerente strong{color:#15803d}.confirmacao-cliente{background:#eff6ff;border:1.5px solid #93c5fd;border-radius:12px;padding:14px;margin-bottom:16px;text-align:center}.confirmacao-cliente p{margin-bottom:12px;color:var(--cinza-label);font-size:14px}.confirmacao-acoes{display:grid;grid-template-columns:1fr 1fr;gap:10px}.btn-aprovou{background:var(--verde)}.btn-aprovou,.btn-recusou{color:#fff;border:none;border-radius:10px;padding:10px;font-size:13px;font-weight:700;cursor:pointer}.btn-recusou{background:var(--vermelho)}.alerta-48h{background:#fff7ed;border:1px solid #fed7aa;border-radius:10px;padding:10px 14px;margin-bottom:14px;font-size:13px;color:#c2410c;text-align:center}.acoes{display:grid;grid-template-columns:1fr;gap:12px}.btn{border:none;border-radius:12px;padding:14px;font-size:15px;font-weight:700;cursor:pointer;transition:all .2s;background:var(--laranja);color:#fff}.btn:hover:not(:disabled){background:var(--laranja-hover)}.btn:disabled{opacity:.4;cursor:not-allowed}.btn.gerente{background:var(--verde)}.btn.gerente:hover:not(:disabled){background:#15803d}.btn-cancelar{background:var(--cinza-input);color:var(--cinza-texto);border:1px solid var(--cinza-borda);border-radius:12px}.btn-cancelar,.btn-sair{padding:12px;font-size:14px;font-weight:700;cursor:pointer}.btn-sair{background:var(--vermelho);color:#fff;border:none;border-radius:12px}.btn-bloqueado-limite{background:var(--cinza-input)!important;color:var(--cinza-muted)!important;border:1.5px dashed var(--cinza-borda)!important;opacity:1!important;font-size:13px}.envio-clientes{margin-top:4px}.envio-titulo{font-size:13px;font-weight:600;color:var(--cinza-label);margin-bottom:10px;text-transform:uppercase;letter-spacing:.5px}.selecionar-lista{display:flex;flex-direction:column;gap:8px;max-height:400px;overflow-y:auto}.selecionar-lista::-webkit-scrollbar{width:4px}.selecionar-lista::-webkit-scrollbar-thumb{background:var(--laranja);border-radius:4px}.selecionar-item{display:flex;align-items:center;gap:12px;padding:12px 14px;border-radius:12px;border:1.5px solid var(--cinza-borda);background:var(--cinza-input);cursor:pointer;transition:all .2s}.selecionar-item:hover:not(.selecionar-inativo):not(.selecionar-sem-limite){border-color:var(--laranja);background:var(--laranja-claro)}.selecionar-inativo{opacity:.45;cursor:not-allowed}.selecionar-sem-limite{opacity:.6;cursor:not-allowed;border-color:#fed7aa;background:#fff7ed}.selecionar-avatar{width:40px;height:40px;border-radius:50%;background:var(--laranja);color:#fff;font-size:16px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}.avatar-bloqueado{background:var(--cinza-muted)}.selecionar-info{flex:1}.selecionar-info strong{display:block;font-size:14px;color:var(--cinza-texto)}.selecionar-info small{display:block;font-size:12px;color:var(--cinza-muted);margin-top:2px}.selecionar-info .aviso-limite{color:#c2410c;font-weight:600}.selecionar-info .limite-ok{color:var(--verde);font-weight:600}.carteira-subtitulo{font-size:13px;color:var(--cinza-muted);margin-bottom:16px}.lista-clientes-full{display:flex;flex-direction:column;gap:10px}.cliente-card-full{background:var(--cinza-input);border-radius:14px;border:1.5px solid var(--cinza-borda);overflow:hidden;cursor:pointer;transition:all .2s}.cliente-card-full:hover,.cliente-selecionado-aba{border-color:var(--laranja)}.cliente-full-header{display:flex;align-items:center;gap:12px;padding:14px}.cliente-full-avatar{width:42px;height:42px;border-radius:50%;background:var(--laranja);color:#fff;font-size:16px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}.cliente-full-info{flex:1}.cliente-full-info strong{display:block;font-size:14px;color:var(--cinza-texto)}.cliente-full-info small{display:block;font-size:12px;color:var(--cinza-muted);margin-top:2px}.cliente-full-detalhe{border-top:1px solid var(--cinza-borda);padding:14px;background:var(--cinza-card)}.detalhe-grid{display:grid;grid-template-columns:1fr 1fr;gap:0;margin-bottom:14px}.detalhe-item{display:flex;flex-direction:column;padding:8px 0;border-bottom:1px solid var(--cinza-borda)}.detalhe-item span{font-size:11px;color:var(--cinza-muted);margin-bottom:2px}.detalhe-item strong{font-size:13px;color:var(--cinza-texto)}.detalhe-item.destaque-detalhe strong{color:var(--laranja);font-weight:700}.detalhe-obs{grid-column:1/-1}.btn-simular-cliente{width:100%;background:var(--laranja-claro);border:1.5px solid var(--laranja);color:var(--laranja);padding:12px;border-radius:10px;font-size:14px;font-weight:700;cursor:pointer;transition:all .2s}.btn-simular-cliente:hover{background:var(--laranja);color:#fff}.tag-status{font-size:10px;font-weight:700;padding:3px 9px;border-radius:20px;flex-shrink:0}.tag-ativo{background:#dcfce7;color:#15803d}.tag-inativo{background:#fee2e2;color:var(--vermelho)}.badge-status{padding:5px 10px;border-radius:20px;font-size:11px;font-weight:700}.badge-status.ativo{background:#dcfce7;color:#15803d}.badge-status.bloqueado{background:#fee2e2;color:var(--vermelho)}.badge-doc{font-size:11px;font-weight:700;padding:3px 10px;border-radius:20px}.doc-validado{background:#dcfce7;color:#15803d}.doc-reprovado{background:#fee2e2;color:var(--vermelho)}.doc-analise{background:#fef9c3;color:#a16207}.doc-sem-info{background:var(--cinza-input);color:var(--cinza-muted)}.modal-overlay{position:fixed;inset:0;background:rgba(0,0,0,.45);display:flex;align-items:center;justify-content:center;z-index:9000;padding:16px}.modal{background:var(--cinza-card);border-radius:20px;padding:24px;width:100%;max-width:400px;border:1px solid var(--cinza-borda);box-shadow:0 8px 32px rgba(0,0,0,.12)}.modal h3{margin-bottom:10px;font-size:18px;color:var(--laranja)}.modal p{color:var(--cinza-label);margin-bottom:20px;font-size:14px}.modal-acoes{display:grid;grid-template-columns:1fr 1fr;gap:12px}.modal-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.modal-header h3{margin-bottom:0}.btn-fechar{background:none;border:none;color:var(--cinza-muted);font-size:18px;cursor:pointer;padding:4px 8px;border-radius:8px;transition:all .2s}.btn-fechar:hover{background:var(--cinza-input);color:var(--cinza-texto)}.modal-comunicados{max-width:500px;max-height:80vh;display:flex;flex-direction:column;gap:16px;padding:20px}.comunicados-lista{flex:1;overflow-y:auto;max-height:400px;display:flex;flex-direction:column;gap:10px}.comunicados-lista::-webkit-scrollbar{width:4px}.comunicados-lista::-webkit-scrollbar-thumb{background:var(--laranja);border-radius:4px}.comunicado-item{background:var(--laranja-claro);border-radius:12px;padding:14px;border-left:3px solid var(--laranja)}.comunicado-lido{opacity:.45;border-left-color:var(--cinza-muted);background:var(--cinza-input)}.comunicado-texto{font-size:14px;color:var(--cinza-texto);line-height:1.5;margin-bottom:8px}.comunicado-meta{display:flex;justify-content:space-between;align-items:center}.comunicado-destino{font-size:11px;color:var(--cinza-muted);font-style:italic}.btn-marcar-lido{background:none;border:1px solid var(--laranja);color:var(--laranja);font-size:11px;padding:3px 10px;border-radius:8px;cursor:pointer;transition:all .2s}.btn-marcar-lido:hover{background:var(--laranja);color:#fff}.lido-label{font-size:11px;color:var(--verde)}.sem-comunicados{text-align:center;color:var(--cinza-muted);font-size:14px;padding:24px}.login-wrapper{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:24px;background:var(--cinza-bg)}.login-card{background:var(--cinza-card);border-radius:24px;padding:32px 28px;width:100%;max-width:380px;box-shadow:0 8px 32px rgba(0,0,0,.1);border-top:4px solid var(--laranja)}.login-logo{text-align:center;margin-bottom:28px}.login-logo-icone{width:64px;height:64px;background:var(--laranja);color:#fff;font-size:22px;font-weight:900;border-radius:18px;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;letter-spacing:1px}.login-logo h1{font-size:24px;font-weight:800;color:var(--cinza-texto);margin-bottom:4px}.login-logo p{font-size:13px;color:var(--cinza-muted)}.login-dica{display:block;margin-top:6px;font-size:11px;color:var(--cinza-muted)}.login-erro{background:#fef2f2;border:1px solid #fca5a5;color:var(--vermelho);border-radius:10px;padding:10px 14px;font-size:13px;font-weight:600;margin-bottom:14px;text-align:center}.btn-login{width:100%;padding:14px;font-size:16px;border-radius:12px;margin-bottom:16px}.login-rodape{text-align:center;font-size:11px;color:var(--cinza-muted)}.abas-admin{grid-template-columns:1fr 1fr 1fr}.aba-admin{background:var(--cinza-card)}.aba-admin.ativa{background:#1e3a5f;border-color:#1e3a5f}.admin-panel h2{color:#1e3a5f;margin-bottom:20px}.admin-secao{margin-bottom:28px;padding-bottom:24px;border-bottom:1px solid var(--cinza-borda)}.admin-secao:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.admin-titulo{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;color:var(--cinza-muted)}.admin-campo,.admin-titulo{margin-bottom:14px}.admin-campo label{display:block;font-size:13px;font-weight:600;color:var(--cinza-label);margin-bottom:6px}.admin-campo small{font-size:11px;color:var(--cinza-muted);margin-top:4px;display:block}.admin-input-row{display:flex;gap:8px}.admin-input-row input{flex:1;padding:10px 12px;border:1.5px solid var(--cinza-borda);border-radius:10px;background:var(--cinza-input);font-size:14px;color:var(--cinza-texto);outline:none}.admin-input-row input:focus{border-color:#1e3a5f}.btn-admin-salvar{background:#1e3a5f;color:#fff;border:none;border-radius:10px;padding:10px 16px;font-size:13px;font-weight:700;cursor:pointer;white-space:nowrap;transition:all .2s}.btn-admin-salvar:disabled{opacity:.5;cursor:not-allowed}.btn-admin-salvar:hover:not(:disabled){background:#152d4a}.admin-lista{display:flex;flex-direction:column;gap:10px}.admin-item{background:var(--cinza-input);border-radius:12px;padding:12px 14px;border:1.5px solid var(--cinza-borda)}.admin-item-header{display:flex;align-items:center;gap:10px}.admin-item-info{flex:1;min-width:0}.admin-avatar{width:36px;height:36px;border-radius:50%;background:#1e3a5f;color:#fff;font-size:14px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}.admin-avatar-sm{width:32px;height:32px;font-size:12px}.admin-item-info strong{display:block;font-size:13px;color:var(--cinza-texto);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.admin-item-info small{display:block;font-size:11px;color:var(--cinza-muted);margin-top:1px}.admin-item-acoes-op{display:flex;align-items:center;gap:8px;flex-shrink:0}.admin-item-acoes-cliente{display:flex;align-items:center;gap:8px;margin-top:10px;padding-top:10px;border-top:1px solid var(--cinza-borda)}.btn-admin-toggle{padding:5px 14px;border-radius:8px;font-size:12px;font-weight:700;cursor:pointer;border:none;transition:all .2s;white-space:nowrap}.toggle-bloquear{background:#fee2e2;color:var(--vermelho)}.toggle-bloquear:hover{background:var(--vermelho);color:#fff}.toggle-ativar{background:#dcfce7;color:#15803d}.toggle-ativar:hover{background:#15803d;color:#fff}.toggle-ativar:disabled,.toggle-bloquear:disabled{opacity:.5;cursor:not-allowed}.admin-voce{font-size:11px;color:var(--cinza-muted);font-style:italic}.admin-select{flex:1;padding:7px 10px;border:1.5px solid var(--cinza-borda);border-radius:8px;background:var(--cinza-card);color:var(--cinza-texto);font-size:13px;cursor:pointer;outline:none}.admin-select:focus{border-color:#1e3a5f}.admin-select:disabled{opacity:.5}.admin-limite-row{display:flex;align-items:center;gap:6px}.admin-input-limite{width:110px;padding:7px 10px;border:1.5px solid var(--cinza-borda);border-radius:8px;background:var(--cinza-card);color:var(--cinza-texto);font-size:13px;outline:none;-webkit-user-select:text;-moz-user-select:text;user-select:text}.admin-input-limite:focus{border-color:#1e3a5f}.admin-limite-label{font-size:11px;color:var(--cinza-muted);white-space:nowrap}.rodape-operador{position:fixed;bottom:0;left:0;right:0;background:var(--cinza-card);border-top:2px solid var(--laranja);padding:8px 16px;display:flex;justify-content:center;align-items:center;gap:8px;font-size:11px;color:var(--cinza-label);z-index:100;flex-wrap:wrap;font-weight:500}@media (min-width:768px){.app{padding:24px;padding-bottom:70px}}